(StatePoint) ‘Tis the season for not only celebrating the holidays, but also financial planning for the new year.
To create more awareness of how Experian can help diverse communities reach their financial goals, the company launched a campaign in Spanish to share their resources with Hispanic-Latino consumers. Not only a credit bureau, Experian aims to be your BFF – “Big Financial Friend” who you can lean on throughout your financial journey. Consumers will hear more about Experian on major Spanish-language television networks and can find more information, including Spanish-language educational articles and a credit e-book at Experian.com/gratis.
For many Hispanic-Latino consumers, improving their financial health is top of mind. A recent national survey from Experian finds that Hispanic-Latino consumers have set goals to save more (55%), create a personal budget (36%), pay off a credit card entirely (27%), and improve their credit score (26%) in 2026. And many of those surveyed are taking steps before the new year even begins with smart spending habits during the busy holiday shopping season.
“As the year wraps up, it’s a great time to check in on your finances and set the stage for a strong start to the new year,” says Christina Roman, consumer education and advocacy manager at Experian. “Set aside time to review your finances and make use of helpful tools and resources that can give you a greater sense of control so you can step into 2026 feeling empowered and ready.”
As you prepare your finances for the new year, Experian offers these tips:
Review your budget and spending habits: The end of one year and the start of another is the perfect time to reflect on your financial habits and take small steps that can lead to lasting change. Take a look at your income, expenses, debts, and savings goals. Are there areas where you can cut back or redirect funds? A clear picture of your finances sets you up for smarter decisions now and in the new year.
Check your credit report and score: Your credit report is a snapshot of your financial health. Reviewing it regularly helps you understand your credit profile, and a good score could open up more financial opportunities.
Cut seasonal spending where you can: Holiday expenses can add up quickly. You can reduce costs by leveraging sales and coupons when shopping for gifts, reusing décor from previous seasons, going DIY on such tasks as gift wrapping, and driving instead of flying, if you’ll be traveling.
Go to trusted sources for help: Throughout your financial journey, get support from trusted resources. Experian offers online tools and tailored guidance, all of which are designed to help you take control of your financial future and start the new year off financially strong. Experian credit reports are available in Spanish. However, all other services associated with an Experian membership are available in English only. English fluency is required for full access to Experian’s products.
Throughout your financial journey, get support from trusted resources. Experian offers online tools and tailored guidance to help you take control of your financial future—by helping you budget or potentially save money and cut expenses.
A strong financial year ahead begins with small, intentional choices made today. Fortunately, there are tools that can help, so you’re never alone on your financial journey.
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Photo Credit: (c) agil73 / iStock via Getty Images Plus
