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Hispanic Business TV > Chicago > I Moved From an Apartment to a Boat; Love It Despite Cons
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I Moved From an Apartment to a Boat; Love It Despite Cons

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Last updated: September 24, 2025 6:36 am
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Life on the water is full of unique perksRelated storiesBusiness Insider tells the innovative stories you want to knowBusiness Insider tells the innovative stories you want to knowHowever, some quirks took a while to get used toAnd yet, I don’t see myself going back to “normal” living anytime soon

I’d been living in downtown Chicago for two years when I got a dreaded rent hike notice. I figured I had two options: pay an extra couple hundred dollars a month to stay, or move to a more affordable neighborhood.

When talking to a longtime friend about my rent situation, she suggested I throw my stuff in storage and come stay on her boat for a month or two to test out life on the West Coast.

Long story short, I did that, and we started dating — I didn’t see it coming, either — and I’ve lived here ever since.

Transitioning from a downtown high-rise (with all the amenities) to a floating home was definitely an adjustment, but I love full-time boat life.

Life on the water is full of unique perks


The boat's back patio with other boats in the marina.

My favorite area of the boat is the back deck.

Morgan Pearson



Since moving on the boat about two years ago, I’ve found that my favorite place is the back deck. My girlfriend turned it into a cozy patio space where we can eat dinner, host friends, or just relax by the firepit as the sun sets.

It’s become the heart of our home, and I think that’s one reason boat life feels so special.

Plus, we can easily paddleboard or kayak, and we even have a little dinghy we take out for dolphin-spotting over morning coffee. I never get tired of the views — or being, quite literally, steps from the ocean.


The author, right, and her girlfriend posing together on a dinghy.

Sometimes, we like to have our morning coffee on the dinghy and look for dolphins.

Morgan Pearson



Surprisingly, boat life also turned out to be more affordable than I expected. Instead of paying traditional rent, we pay what’s called a slip fee. It’s a bit like renting an apartment, but our “unit” is a space in the marina where our boat is tied up.

Related stories

Business Insider tells the innovative stories you want to know

Business Insider tells the innovative stories you want to know

The fee gives us access to electricity, water, and marina facilities like showers and laundry. Our monthly fee is less than $1,200, which is far less than most studio apartments (without water views) in our area.

Of course, when you add regular maintenance and the occasional repair, the overall cost can creep up. Still, for us, it’s been worth it to live in Los Angeles, on the water, for a reasonable amount of money.

And then there’s the community. Marinas attract all kinds of people — some who live aboard full-time, others who come seasonally — but in my experience, everyone looks out for each other. It’s a tight-knit, welcoming environment that feels rare in a big city.

However, some quirks took a while to get used to


A wide shot of the boat the author lives on.

I’ve gotten used to the boat’s size.

Morgan Pearson



The bathroom situation was probably the biggest adjustment for me. We have a decent shower on the boat, but unfortunately, we can’t use our bathroom for everything.

For example, our plumbing system can’t handle solids well, so we sometimes have to use the shared marina bathroom. Thankfully, they’re usually clean and empty, but I do miss the convenience of being able to fully use the bathroom inside my home.

Then there’s the space itself. Coming from a small studio in Chicago, I didn’t struggle much with downsizing, but the boat kitchen and work areas are undeniably compact.

We’ve made it work, especially with a spacious bedroom and good storage solutions, but it does take some creativity.

We also don’t have some of the usual luxuries, like a dishwasher or in-unit laundry, but marina facilities make it manageable.


The author's living room and kitchen on the boat.

Our boat isn’t equipped with the same luxuries available in some homes and apartments, like a dishwasher and in-unit laundry.

Morgan Pearson



And, of course, we deal with never-ending maintenance. Just in the past few months, we’ve replaced a shower pump, dealt with a bilge pump (the system that removes water from the lowest part of the boat) that isn’t working properly, and kept up with monthly bottom cleanings to prevent the growth of algae and barnacles on the hull.

There’s also ongoing woodwork, like sanding and resealing the teak, which is both time-consuming and essential to keeping the boat looking good and protected from the elements.

And yet, I don’t see myself going back to “normal” living anytime soon

Once you’ve had your morning coffee while spotting dolphins, it’s hard to imagine anything else.

I’ve always dreamed of living abroad, and our long-term goal is to settle somewhere in the Mediterranean, live on a boat, and sail between countries.

For now, though, boat life in LA, mixed with time abroad, feels like the right balance for us — and it’s teaching me that home doesn’t have to be one fixed place.





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